Affin Islamic Bank Berhad (AFFIN ISLAMIC) is a wholly-owned subsidiary of Affin Bank Berhad, operating as a full-fledged Islamic bank since April 1, 2006. The bank offers Shariah-compliant banking products and services for individuals, SMEs, and corporate customers.
Quick Facts
| Incorporated | September 13, 2005 |
|---|---|
| Operations Commenced | April 1, 2006 |
| Headquarters | Kuala Lumpur, Malaysia |
| Parent Company | Affin Bank Berhad (100% owned) |
| Registration | 200501027372 (709506-V) |
| Type | Full-fledged Islamic Bank |
| Regulatory Authority | Bank Negara Malaysia |
How to Login to Affin Islamic Bank Online Banking
Affin Islamic Bank uses the same AffinAlways digital platform as Affin Bank. All customers access their accounts through the unified system:
Step 1: Access the Portal
Open your web browser and go to https://rib.affinalways.com
Step 2: Enter Your Credentials
Enter your Username and Password.
Step 3: Verify Security
Verify your Secure Word and Secure Image as displayed.
Step 4: Complete Login
Click “Login” to access your Islamic banking accounts.
AffinSecure Authentication
AffinSecure is mandatory for all transaction approvals since July 2024:
- SMS TAC has been phased out completely
- All transactions require approval via the AffinAlways mobile app
- Compliant with Bank Negara Malaysia’s 2024 security requirements
AffinAlways Mobile App
| App Name | AffinAlwaysX |
|---|---|
| Android | Version 11.0 or higher |
| iOS | Version 15.0 or higher |
| Download | Google Play Store / Apple App Store |
Islamic Banking Products
Affin Islamic Bank offers a complete range of Shariah-compliant products using various Islamic concepts:
Financing Concepts
- Murabahah – Cost-plus financing
- Ijarah – Lease-based financing
- Istisna – Manufacturing/construction financing
- Musharakah Mutanaqisah – Diminishing partnership (home financing)
- Mudarabah – Profit-sharing investment
Services Offered
- Islamic Current and Savings Accounts
- Islamic Home Financing
- Islamic Personal Financing
- Islamic Credit Cards
- Islamic Fixed Deposits
- SME Islamic Financing
- Corporate Islamic Banking
- Investment Account Platform (IAP)
Investment Account Platform (IAP)
Affin Islamic is one of six pioneering Islamic banks that launched the Investment Account Platform (IAP). This platform bridges funding requirements of businesses (mainly SMEs) with institutional and retail investors through Shariah-compliant investment products.
2026 Performance
In the first half of 2026, Affin Islamic Bank reported:
- Profit before tax: RM185.4 million
- Year-on-year increase: 24.6%
- Driven by robust growth in Islamic financing assets
Contact Information
| Customer Service | +60 3 8230 2222 |
|---|---|
| [email protected] | |
| Website | www.affinalways.com |
| Group Website | www.affingroup.com |
Frequently Asked Questions
Is Affin Islamic Bank separate from Affin Bank?
Affin Islamic Bank Berhad is a wholly-owned subsidiary of Affin Bank Berhad. It operates as a dedicated full-fledged Islamic bank offering Shariah-compliant products, while using the same AffinAlways digital platform.
Can I have both conventional and Islamic accounts?
Yes, you can maintain accounts with both Affin Bank (conventional) and Affin Islamic Bank. Both are accessible through the same AffinAlways platform.
Are the products truly Shariah-compliant?
Yes, all products are vetted by the bank’s Shariah Committee and comply with Bank Negara Malaysia’s Shariah governance framework. The bank uses recognized Islamic financing concepts.
What is the Investment Account Platform?
The IAP is a platform that connects investors with SMEs and businesses seeking funding through Shariah-compliant investment structures. Affin Islamic was one of six pioneer banks in this initiative.
Last Updated on January 4, 2026
URL: https://log-in.me/affinislamicbank-kualalumpur-malaysia/