Afghan United Bank (AUB) is one of Afghanistan’s most innovative private commercial banks, founded in 2007. With 35 active branches, 15 banking booths, and over 260 agent locations across all 34 provinces, AUB has become a leader in financial inclusion and digital banking in Afghanistan.
Quick Facts
| Founded | 2007 |
|---|---|
| Headquarters | Zarghona Maidan, Shahri Naw, Kabul |
| Branches | 35 branches + 15 banking booths |
| Agent Locations | 260+ across 34 provinces |
| ATMs | 46 (24/7 access) |
| Banking Type | Conventional and Islamic Banking |
| Phone | +93 704 08 08 08 |
How to Login to Afghan United Bank Online Banking
Web Portal
- Visit https://aubsmartbanking.com
- Enter your Username and Password
- Complete any security verification (OTP if required)
- Click “Login” to access your account
First-Time Registration
To register for AUB Smart Banking:
- Visit any AUB branch with valid ID (Tazkira or passport)
- Apply for internet banking access
- Receive your initial login credentials
- Complete first-time setup via the portal or app
AUB Smart Banking Mobile App
Afghan United Bank offers the AUB Smart Banking mobile application, powered by Oracle OBDx – one of the most modern banking platforms available.
| App Name | AUB Smart Banking |
|---|---|
| Platform | Android |
| Download | Google Play Store |
| Technology | Oracle OBDx |
Mobile App Features
- Account balance and transaction history
- Fund transfers (domestic and international)
- Bill payments
- Mobile top-up
- QR Code payments
- Card management
- Branch and ATM locator
- m-Wallet services
Digital Banking Services
QR Code Payments
AUB offers QR Code payment services through over 260 authorized agents and representatives across all 34 provinces of Afghanistan.
ATM Network
46 ATMs available 24/7 accepting:
- AUB debit cards
- MasterCard
- Various international card brands
Branchless Banking
AUB pioneered the branchless banking model in Afghanistan, extending services to remote villages and underserved communities through:
- Partnerships with telecommunication companies
- 200+ sub-agent locations
- m-Wallet (mobile wallet) services
- Mobile phone banking
Master Titanium All-in-One Card
The Master Titanium All in One card offers:
- International acceptance via MasterCard network
- ATM withdrawals worldwide
- Point of Sale (POS) transactions
- Online/internet shopping
- Multiple banking services in one card
Banking Products
Personal Banking
- Current Accounts (AFN and USD)
- Savings Accounts
- Fixed Deposits
- Personal Loans
- Debit and Credit Cards
Islamic Banking
AUB offers Shariah-compliant banking solutions:
- Mudarabah Savings
- Islamic Financing
- Halal Investment Products
Corporate Banking
- Business Accounts
- Trade Finance
- International Transfers
- Payroll Services
Contact Information
| Main Phone | +93 704 08 08 08 |
|---|---|
| [email protected] | |
| Website | afghanunitedbank.com |
| Smart Banking Portal | aubsmartbanking.com |
| Head Office | Zarghona Maidan, Shahri Naw, Kabul |
Frequently Asked Questions
Can I use AUB services in remote areas?
Yes, AUB’s branchless banking model extends services to all 34 provinces through 260+ agent locations. You can access basic banking services via mobile phone, m-wallet, or agent representatives even in remote villages.
Does AUB offer Islamic banking?
Yes, Afghan United Bank provides both conventional and Islamic (Shariah-compliant) banking products and services.
Can I use my AUB card internationally?
Yes, the Master Titanium All-in-One card works through the MasterCard network for ATM withdrawals, POS transactions, and online shopping worldwide.
How do I download the AUB Smart Banking app?
The AUB Smart Banking app is available for Android devices on the Google Play Store. Search for “AUB Smart Banking” to download.
Last Updated on January 2, 2026
URL: https://log-in.me/afghanunitedbank-kabul-afghanistan/