AYA Bank Myanmar – Mobile Banking and AYA Pay Digital Wallet (2026)

AYA Bank (Ayeyarwady Bank) is one of Myanmar’s largest private banks, offering comprehensive digital banking services through its new AYA Mobile Banking 3.0 app and AYA Pay digital wallet.

Quick Access to AYA Bank

Website: ayabank.com
Mobile App: AYA Mobile Banking (Android, iOS, Huawei App Gallery)
Digital Wallet: AYA Pay

AYA Mobile Banking 3.0

In August 2026, AYA Bank launched AYA Mobile Banking 3.0, a major upgrade from the previous version. The transition period runs until February 7, 2026, giving customers time to migrate to the new platform.

Key Features

  • Unified Transfer Limits: Higher transfer amounts without switching to internet banking
  • AYA Pay Integration: Instant wallet transfers with zero fees
  • Saved Payees: Quick repeat transfers to AYA accounts and AYA Pay wallets
  • Live Chat Support: Built-in customer service (9 AM – 5 PM daily)
  • Device Management: View and remotely log out devices accessing your account
  • 6-Month History: Extended transaction records
  • Card Management: Lock/unlock cards, view balances and transaction history

December 2026 Updates (v1.0.4)

  • Improved biometric login
  • View transaction fees and limits in Settings
  • Auto-save e-receipt option
  • Password required for statement downloads

AYA Pay Digital Wallet

AYA Pay is a mobile-first digital wallet backed by AYA Bank, offering:

  • Instant money transfers
  • Bill payments
  • Merchant payments via QR code
  • eSIM Purchases: Buy and activate global eSIMs directly in the app (launched November 2026)

Download the App

The AYA Mobile Banking app is available on:

  • Google Play Store: Search “AYA Mobile Banking”
  • Apple App Store: Requires iOS 15.1 or later
  • Huawei App Gallery
  • Direct Download: ayabank.com/ayamobilebankingdl

Internet Banking

AYA Bank also offers internet banking for desktop access at ayabank.com, with features including account management, fund transfers, and bill payments.


About AYA Bank

AYA Bank was licensed by the Central Bank of Myanmar on July 2, 2010 and operates as a full-service universal bank under the Financial Institutions Law 2016. The bank has grown to become the second largest private bank in Myanmar.

Key facts:

  • Founded: 2010
  • Type: Universal bank
  • Headquarters: Yangon, Myanmar
  • Status: Second largest private bank in Myanmar
  • Technology: Modern Core Banking, Digital Banking, and Fintech platforms

Contact AYA Bank

Website: www.ayabank.com
AYA Pay: ayapay.com
Mobile App Support: In-app live chat (9 AM – 5 PM)

Last Updated on January 4, 2026

URL: https://log-in.me/ayeyarwadybank-yangon-myanmar/