BAC Credomatic Panama is a leading financial institution in Central America, offering comprehensive banking services from its headquarters at BAC Tower on Avenida Balboa in Panama City. The bank provides advanced digital banking through Banca en Linea (internet banking) and Banca Movil (mobile app).
Banca Movil BAC – Mobile Banking App
The Banca Movil BAC app (available on iOS and Android) provides comprehensive mobile banking with features including:
- Biometric login (Touch ID, Face ID)
- Codigo BAC security verification for sensitive transactions
- Debit and credit card PIN management
- Loan balance inquiries (personal, pledge, mortgage, leasing)
- Loan payments
- Card limit controls
- Exchange rate consultation
- Language switching (Spanish/English)
- WhatsApp contact integration
- Transaction approvals
- Login device management
Codigo BAC Security
Codigo BAC provides enhanced security for sensitive transactions made through Banca en Linea and Banca Movil. After one-time activation, users can generate verification codes automatically without needing a separate authentication app. For security, Codigo BAC can only be activated on one mobile device at a time.
Recent Updates (January 2026)
The Banca Movil BAC app receives regular updates. Recent improvements include:
- Enhanced Extra Financing feature
- Improved Mini Installments feature
- Removal of ACH PAN Favorites (Panama only)
Cashback Points Redemption
BAC Panama customers can redeem cashback points to pay credit card balances automatically or transfer redeemed funds to their bank account. The redemption-to-account feature is available for users in Panama, Honduras, El Salvador, and Guatemala.
Account Setup
New users can create Banca Movil and Banca en Linea access by selecting “Quiere ser cliente o crear usuario?” and following the “Soy cliente BAC” option. Panama users receive data update notifications 15 or 30 days before required updates.
App Requirements
The iOS app requires iOS 11.0 or later.
Last updated: January 2026
Last Updated on January 4, 2026
URL: https://log-in.me/bacpanama-panamacity-panama/