Log in: Ballston Spa National Bank Visa® Platinum Rewards Credit Card Account

BSNB offers Visa Rewards Platinum and Visa Platinum Business credit cards through TCM Bank, N.A. for the following benefits:

Visa® Rewards Platinum

Visa® Rewards Platinum credit card offers hometown convenience, worldwide acceptance and great benefits.

  • Reward points for merchandise and travel. Visit cRewards┬« at cRewardsCard.com for details.
  • No Annual Fee*
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, a variable APR, currently 11.74% – 21.74% will apply.*
  • Manage your account online and go paperless at MyCardStatement.com
  • Chip Card Security
  • Fraud Monitoring and Zero Fraud Liability
  • SecurLOCKTM Email and Text Fraud Alerts
  • Mobile Payments
    Travel Accident Insurance
  • Personal service from people you know
  • **0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 11.74% – 21.74%. All APRs are based on creditworthiness. Rates are accurate as of August 1, 2018 and are subject to change. To find out what may have changed, contact BSNB or check their website for current rates.
  • If you make a late payment during the introductory period BSNB may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 0.8% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A. Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply..

Visa® Platinum Business
Keep your business spending separate from your personal with BSNB Visa® Platinum Business credit cards.

  • Employee cards at no extra cost
  • Consolidated Statements and Comprehensive Reporting
  • Chip Card Security
  • Fraud Monitoring and Zero Fraud Liability
  • Travel Accident Insurance┬á

Small Business Rewards Credit Card

  • No annual fee and 0% introductory APR on purchases and balance transfers for six months. Plus, competitive rates starting at 13.49% to 23.49% based on creditworthiness. Earn one point for every net dollar spent. Redeemable for merchandise and travel awards. Visit cRewards┬« at cRewardsCard.com for details.

Small Business Cash Rewards Credit Card

  • No annual fee and 0% introductory APR on purchases and balance transfers for six months. Plus, competitive rates starting at 15.49% to 25.49% based on creditworthiness. Earn 1% for every net dollar spent. Visit cRewards┬« at cRewardsCard.com for details.

Small Business Edition Credit Card

  • No annual fee and 0% introductory APR on purchases and balance transfers for six months. Plus, competitive rates starting at 12.49% to 22.49% based on creditworthiness.*

Company Rewards Charge Card

  • Intended for large corporations, non-profits and municipalities. No annual fee. Pay-in-full account. Plus, earn one point for every net dollar spent. Redeemable for merchandise and travel awards. Visit cRewards┬« at cRewardsCard.com for details.

How to login?

    • You will find the log in to your account with Ballston Spa National Bank Visa┬« Platinum Rewards Credit Card by logging in to their website.
    • Use this direct link to login to your account: https://www.bsnb.com/loans/credit-cards.php
    • The log in box is in the upper left corner of the site under online banking login. Enter your access ID and password and login to your account.┬á

How to apply?

    • Ballston Spa National Bank Visa┬« Platinum Rewards Credit Card offer that you can register an account by using the same direct link provided above for login.
    • Under the main menu. where you see GET STARTED,┬áCLICK ON Apply now or view current rates.
    • You will be able to apply online as explained above by downloading an application and fill the necessary data with┬á Ballston Spa National Bank Visa┬« Platinum Rewards Credit Card.
    • Please check the following screenshot.
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