Log in: Bank of Albuquerque Credit Cards Account

How to login?

  • You will find the log in to your account with Bank of Albuquerque Credit Cards by logging in to their website.
  • This is the direct link: https://www.bankofalbuquerque.com/personal/products-and-services/loans-and-lines-of-credit/credit-cards
  • The log in box is in the upper right corner of the site under LOG IN.
  • Click on LOG IN, enter your user name and password and login to your account.
  • You do not need further support for using the log in to your account with Bank of Albuquerque Credit Cards. 

How to apply?

  • Bank of Albuquerque Credit Cards offers that you can register an account.
  • Use the same above direct ling for login.
  • Scroll a little bit down in the page, you will find different types of cards.
  • Click on apply online which is located beside each card on the right side of the cards. Once you make up your mind, just click on apply now as the following screenshot shows of Bank of Albuquerque Credit Cards.

What is Real Rewards? Real rewards means that You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

What is The Elan Rewards Program ? The Elan Rewards program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Card member Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

What is Bonus rewards points or cash back? It will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.

What is Premier Rewards Card Points? You will earn Reward Point for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.

What does it mean that Certain limitations and restrictions may apply? To know the answer to that, Further details are available in the Guide to Benefits which is provided to new card members upon approval.

What is Reward points? Rewards points can be redeemed as a cash deposit to a checking or savings account you hold with the bank, or as a statement credit to your credit card account within one to two billing cycles.

What is Cash Rewards Card? the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.

Please know that Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express

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