Log in to your First National Bank Complete Rewards℠ Visa® Card Account

With First National Bank Complete Rewards℠ Visa® Card, you Earn 1% back on purchases to redeem for cash back, gift cards, travel or merchandise. You also Double your rewards: Redeem your rewards into a First National checking, savings, mortgage or NEST 529 account for a higher value of 2% back. Rewards earned do not expire. No annual fee. 0% introductory APR for the first 12 billing cycles on purchases. After that, a variable APR based on the Prime Rate between 18.24% and 25.24% APR, depending on your creditworthiness.
Earn up to a $50 bonus: Make a purchase in the first three billing cycles, and you’ll earn enough rewards to redeem for $25 in cash back, gift cards, travel or merchandise. Get $50 if you choose to redeem your bonus rewards into your First National checking, savings, mortgage or NEST 529 account.

For more than 160 years, First National Bank  has maintained its commitment to help build strong communities. The First National Bank  was founded in 1857 by two brothers – Herman and Augustus Kountze. Although the founders were engaged in the hard work of the pioneers, they created an innovative and forward-looking organization. First National Bank was among the first banks to issue credit cards – well before most other banks – and they were the first US company to use fuel cell technology as their primary source of energy. 

The Kountze brothers had expected their bank to succeed and have a positive impact on the communities they served. They continued to have big dreams for the future of the communities they serve, as did Herman and Augustus.

  • To login to your account with First National Bank Complete Rewards℠ Visa® Card, use this link : https://www.fnbo.com/personal-banking/credit-cards/visa-complete-rewards/  – The login box is in the upper top corner of the page.
    • Click on login, enter your user id, password and login to your account.
  • To Apply for an account, please use the same link provided above, under the login box, you will see Apply now, to apply for a complete rewards visa card. Click on Apply now and you will be redirecting to complete the card application form and then click next, and go with the rest of process online, it is easy and simple and won’t take but a few minutes only,

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