Log in to your Macy’s American Express® Card Account

You will find the login to your account with Macy’s American Express Card by logging in to their website:

  • https://www.macys.com/my-credit/gateway/guest
  • The log in box is in the upper right corner of the page under sign in. Click on sign in and enter your user name and password and login to your account.
  • You can register a new account with Macy’s American Express® Card, by using the same link provided above. On the left corner click on create an account to register your account with Macy’s American Express® Card.

The Amex version of the Macy’s credit card can be used anywhere American Express is accepted, and the store card can be used at Macy’s only (in-store and online). No annual fee, but there is a hefty APR of 27.49% for purchases, as well as cash advances. The late fee and returned payment fee are both up to $39. This is the same deal as is offered with the standard Macy’s card. Clearly, it’s wise to pay your balance in full every month. The Macy’s Credit Card is a store credit card that can only be used at Macy’s. It offers discounts and offers for cardholders, and provides more benefits the more you spend.

How long does it take to get approved for a Macy’s credit card?
7 to 10 days
On average, it takes 7 to 10 days for an application to be processed. You will usually get a letter or e-mail letting you know that your application was accepted. Your card should arrive shortly thereafter. Macy’s store cards are somewhat harder to obtain that most store credit cards. The minimum interest charge for both of the Macy’s cards is $2. When you carry a balance from one month to the next on your card you’ll be charged interest at a very high rate of 27.49% Variable; if your interest charge would be less than $2, it’s automatically increased to $2. You can cancel your Macy’s Credit Card by calling the phone number on the back of the card. Just state your request and provide the information necessary to confirm your identity.

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