Log in to your Members 1st FCU Visa Platinum Choice Rewards Credit Card Account

You will find the login to your account with Members 1st FCU Visa Platinum Choice Rewards Credit Card by logging in to their website:

  • https://www.members1st.org/products-services/card-services/visa-credit-cards
  • By using the above provided link, you will be able to see right in front of you all different types of cards to apply with Members 1st FCU Visa Platinum Choice Rewards Credit Card. Just choose the type of card that suits you and click on Apply. 
  • If you would like to login to your account use the home page URL: https://www.members1st.org/     – You will find the login box in the upper left corner of the home page under Members 1st Online. Enter your user name and password and login to your account with Members 1st FCU Visa Platinum Choice Rewards Credit Card. 

Annual Percentage Rates (APR) for Purchases 14.25% to 18.00%
This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers 14.25% to 18.00%
This APR will vary with the market based on the Prime Rate.

APR for Cash Advances 14.25% to 18.00%
This APR will vary with the market based on the Prime Rate.

Penalty APR and When It Applies 18.00% If your account becomes 60 days delinquent.

How long will the Penalty APR Apply? If your APRs are increased for the reason above, the Penalty APR will be applied to your balances for a minimum of six (6) months or payment cycles.

How to Avoid Paying Interest on Purchases Your due date is approximately twenty-five (25) days after the close of each billing cycle. They will not charge you interest on purchases if you pay your entire balance by the due date each month. They will begin charging interest on cash advances and balance transfers on the transaction date.

For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.ConsumerFinance.gov/LearnMore.

Annual Fees None

Balance Transfer $0.00 or 3% of the amount of each transferred balance that posts to your account at a promotional APR that they may offer you.

Cash Advance None
Foreign Transaction Fees None

ATM Transaction None

Late Payment Up to twenty-seven dollars ($27.00) the first time, any subsequent violation within six (6) months up to thirty-seven dollars ($37.00). This applies to payments received after five (5) days from the due date.

Over Limit Fee (Opt In) Up to $15.00

Return Payment Up to $20.00

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