Log in to your NetSpend Prepaid Visa or MasterCard Account

You will find the log in to your account with NetSpend Prepaid Visa or MasterCard by logging in to their website:

  • https://www.netspend.com/
  • The log in box is in the upper right corner of the page (home page) under login. Click on login and login to your account after typing your user name and password. 
  • You can register an account by logging to the home page,  You will be able to create your account by clicking on sign up now under the different Netspend cards types. Choose your card and click sign up now. Please check the following screenshot taken from NetSpend Prepaid Visa or MasterCard’s website.

Netspend, a TSYS Company, is a registered agent of Axos Bank, The Bancorp Bank, MetaBank, and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted.

Enrolling in Netspend’s Overdraft Protection Service
The company has some eligibility requirements. To enroll in the Netspend overdraft protection program, you must receive direct deposits totaling at least $400 into your account within 35 days. Netspend charges $15 per overdraft and offers this service only to their direct deposit customers. The link is here, but my understanding is that the overdrafts can only be small. The highest allowed would be for $85. The overdraft amounts plus fees can never exceed a total of $100 per pay period.

Telephone NetSpend Activation Process
You can also call NetSpend at 1-866-387-7363 (1-86-NETSPEND) to activate your card. A customer service representative will ask for your card number, the security code and information that will confirm your identity. After the representative activates your card, it’s ready to use.

Transfers From Checking or Savings Accounts
A cardholder can also transfer funds using the bank account’s debit card if it has either a Visa or Mastercard logo on it. Funds may even be transferred to a Netspend customer’s account from someone else’s bank account, such as a friend or family member.

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