Log in to your PenFed Defender American Express® Card Account

You will find the log in to your account with PenFed Defender American Express® Card by logging in to their website:

  • https://www.penfed.org/member-benefits
  • The log in box is in the upper right corner of the page under login. Click on login and enter your user name and password and login to your account. 
  • You can register an account by clicking on membership in the upper right corner beside the login box. Click on membership, and then click on BECOME A MEMBER TODAY. MEMBERSHIP IN 3 EASY STEPS WITH PenFed Defender American Express® Card.

The PenFed Defender card comes with fewer limits than many cash back cards. For example, there’s no limit on the cash back you can earn. So if you’re a relatively heavy spender, you can take home a substantial amount. There’s also no expiration date, so you can leave your cash sitting in your account for as long as you want without worrying you’ll lose it. Unlike many cash back cards, PenFed doesn’t set a minimum for how much you can take out, nor does it make you request cash when you need it. Instead, the credit union will automatically deposit your cash into your account each month.

Spend at least $500 a month for the card’s first three months to earn the $100 rewards bonus.
Use your card for all purchases in order to maximize your rewards earnings.
Pay for domestic travel with your PenFed Defender card in order to take advantage of the travel benefits.

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