Saks Fifth Avenue World Elite Mastercard Login
Access your Saks Fifth Avenue World Elite Mastercard account online through Comenity Bank’s secure portal. Manage payments, view statements, track SaksFirst rewards, and update your account information 24/7.
Online Portal Login
- Go to d.comenity.net/ac/saks
- Enter your User ID
- Enter your Password
- Click “Secure Login”
- Access your account dashboard
First-time users: Click “Register Now” to create your online account. You’ll need your card number, ZIP code, and the last 4 digits of your Social Security Number.
Mobile App Access
The Saks Fifth Avenue mobile app and Saks OFF 5TH app both support credit card account management through Bread Financial’s Enhanced Digital Suite.
- Download the Saks or Saks OFF 5TH app
- Sign in with your Saks account credentials
- Navigate to “My Account” or “Credit Card”
- Manage payments and view statements
Note: Pre-qualification for new cards is also available through the mobile apps.
Having login issues? Jump to troubleshooting
Saks Credit Card Types
Saks offers two credit card options, both issued by Comenity Capital Bank (a Bread Financial subsidiary). Both cards automatically enroll you in the SaksFirst rewards program.
Card Comparison
| Feature | Saks Credit Card | Saks World Elite Mastercard |
|---|---|---|
| Issuer | Comenity Capital Bank | Comenity Capital Bank |
| Where It Works | Saks Fifth Avenue stores & saks.com only | Everywhere Mastercard is accepted |
| SaksFirst Points | 2-6 points per $1 at Saks (based on annual spending) | 2-6 points per $1 at Saks + 1 point per $1 everywhere else |
| Customer Service | 833-975-7257 | 833-677-7257 |
| Login Portal | d.comenity.net/ac/saks (same for both cards) | |
SaksFirst Rewards Program
All Saks credit cardholders are automatically enrolled in SaksFirst and can earn:
- 2 points per dollar – Base level at Saks
- 4 points per dollar – After spending $5,000/year at Saks
- 6 points per dollar – After spending $10,000/year at Saks
- 1 point per dollar – Everywhere else (Mastercard only)
Points can be redeemed for SaksFirst Gift Cards to use at Saks Fifth Avenue or Saks OFF 5TH.
Manage Your Saks Credit Card Account
Once logged in to your Comenity Bank account portal, you can manage all aspects of your Saks credit card online.
Account Management Features
Payments & Balance:
- Make one-time payments
- Set up AutoPay for recurring payments
- View current balance and available credit
- Review payment history
- Schedule future payments
Statements & Activity:
- Download current and past statements
- View recent transactions
- Track pending charges
- Set up paperless statements
Rewards & Benefits:
- Check SaksFirst points balance
- View points earning history
- Redeem points for gift cards
- Track annual spending tier progress
Account Settings:
- Update contact information
- Change password and security settings
- Update email preferences
- Set up account alerts
Payment Options
You can pay your Saks credit card bill through multiple channels:
- Online: Log in to comenity.net/saks and make a payment from your checking or savings account
- By Phone: Call automated payment line or customer service (fees may apply for phone payments)
- In Store: Make payments at any Saks Fifth Avenue or Saks OFF 5TH location
- By Mail: Send check or money order to the address on your statement
Troubleshooting Login Issues
Forgot User ID or Password
Forgot User ID:
- Go to d.comenity.net/ac/saks
- Click “Forgot User ID?”
- Enter your card number
- Enter last 4 digits of SSN
- Verify your identity
- Your User ID will be displayed or emailed
Forgot Password:
- Go to the login page
- Click “Forgot Password?”
- Enter your User ID
- Verify your identity with security questions
- Create a new password
- Log in with new credentials
Account Locked or Disabled
If you’ve entered incorrect login information multiple times, your account may be temporarily locked for security purposes.
Solutions:
- Wait 30 minutes and try again
- Use the “Forgot Password” feature to reset credentials
- Contact customer service for immediate assistance:
- Saks Credit Card: 833-975-7257
- Saks World Elite Mastercard: 833-677-7257
- TDD/TTY: 888-819-1918
Common Login Problems
Problem: “Invalid User ID or Password” error
- Verify Caps Lock is off
- Check for extra spaces before or after your credentials
- Try a different browser or clear cache/cookies
- Reset your password if you’re uncertain
Problem: Page won’t load or times out
- Check your internet connection
- Try accessing from a different device or network
- Disable browser extensions that might interfere
- Try the mobile app instead
Problem: Not registered for online access
- Click “Register Now” on the login page
- Have your card number, ZIP code, and SSN ready
- Follow the registration prompts
- Activation may take 24-48 hours for new cards
Customer Service Contact Information
For all credit card related concerns, contact Comenity Capital Bank:
- Saks Credit Card: 833-975-7257
- Saks World Elite Mastercard: 833-677-7257
- TDD/TTY (Hearing Impaired): 888-819-1918
- Online Support: comenity.net/saks
For SaksFirst points balance and rewards: Log into your main shopping account at saks.com and navigate to the SaksFirst section.
Saks World Elite Mastercard Benefits
Cardholders enjoy exclusive benefits and rewards when shopping at Saks Fifth Avenue and Saks OFF 5TH:
Shopping Benefits:
- SaksFirst rewards points on all purchases
- Triple points during special promotional events
- Exclusive cardholder sales and events
- Special financing offers on large purchases
- Birthday gift and anniversary rewards
Mastercard Benefits (World Elite only):
- Earn points everywhere Mastercard is accepted
- Travel protection and assistance
- Extended warranty protection
- Purchase protection
- Zero fraud liability
Security Tips
Protect your Saks credit card account with these important security practices:
DO:
- Use a strong, unique password for your account
- Log out after each session, especially on shared devices
- Enable account alerts for transactions
- Regularly review your statements for unauthorized charges
- Keep your contact information up to date
- Access your account only through official Comenity websites or apps
- Report lost or stolen cards immediately
DON’T:
- Share your login credentials with anyone
- Save passwords in your browser on public computers
- Click links in unsolicited emails claiming to be from Saks or Comenity
- Use public Wi-Fi without a VPN for account access
- Write down your password where others can find it
- Ignore suspicious account activity
- Provide account information over the phone unless you initiated the call
Reporting Fraud: If you suspect unauthorized account access or fraudulent charges, contact Comenity Bank immediately at the customer service numbers listed above.
Frequently Asked Questions
What is the login URL for Saks Fifth Avenue credit card?
The official login portal is u003ca href=u0022https://d.comenity.net/ac/saksu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003ed.comenity.net/ac/saksu003c/au003e. This portal is managed by Comenity Capital Bank and works for both the Saks Credit Card and Saks World Elite Mastercard.
Who issues the Saks Fifth Avenue credit cards?
Saks credit cards are issued by u003cstrongu003eComenity Capital Banku003c/strongu003e, a subsidiary of Bread Financial. Comenity took over the credit card program from Capital One in August 2024.
Can I manage my Saks credit card through the mobile app?
Yes, you can manage your Saks credit card account through both the u003cstrongu003eSaks Fifth Avenue appu003c/strongu003e and u003cstrongu003eSaks OFF 5TH appu003c/strongu003e. The apps support payment management, statement viewing, and rewards tracking through Bread Financial’s Enhanced Digital Suite.
What’s the difference between Saks Credit Card and Saks World Elite Mastercard?
The u003cstrongu003eSaks Credit Cardu003c/strongu003e can only be used at Saks Fifth Avenue and saks.com. The u003cstrongu003eSaks World Elite Mastercardu003c/strongu003e can be used everywhere Mastercard is accepted and earns 1 point per dollar on non-Saks purchases. Both cards earn 2-6 points per dollar at Saks based on annual spending.
How do I register for online access to my Saks credit card?
Visit u003ca href=u0022https://d.comenity.net/ac/saksu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003ed.comenity.net/ac/saksu003c/au003e and click u0022Register Now.u0022 You’ll need your card number, ZIP code, and the last 4 digits of your Social Security Number. Registration may take 24-48 hours to activate for newly issued cards.
What are SaksFirst rewards and how do I earn them?
u003cstrongu003eSaksFirstu003c/strongu003e is the automatic rewards program for all Saks cardholders. You earn 2 points per dollar at base level, 4 points after spending $5,000/year, and 6 points after $10,000/year at Saks. Mastercard holders also earn 1 point per dollar everywhere else. Points redeem for SaksFirst Gift Cards.
How do I reset my Saks credit card login password?
Go to the login page at u003ca href=u0022https://d.comenity.net/ac/saksu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003ed.comenity.net/ac/saksu003c/au003e and click u0022Forgot Password?u0022 Enter your User ID, answer security questions, and create a new password. If you forgot your User ID, click u0022Forgot User ID?u0022 instead.
Can I make a payment on my Saks credit card without logging in?
Yes, most Comenity portals offer a u0022Make a Paymentu0022 option for guests. However, creating an account gives you access to full account management, statement history, AutoPay setup, and rewards tracking. You can also make payments by phone or in-store at any Saks location.
What should I do if my Saks credit card account is locked?
If your account is locked due to multiple failed login attempts, wait 30 minutes and try again, or use the password reset feature. For persistent issues, contact customer service at u003cstrongu003e833-975-7257u003c/strongu003e (Saks Credit Card) or u003cstrongu003e833-677-7257u003c/strongu003e (Saks World Elite Mastercard).
Where can I view my SaksFirst points balance?
Log into your main Saks shopping account at u003ca href=u0022https://saks.comu0022 target=u0022_blanku0022 rel=u0022noopeneru0022u003esaks.comu003c/au003e and navigate to the SaksFirst section. Your points balance is separate from your credit card account portal but is linked to your card purchases.
Last Updated on February 11, 2026
URL: https://log-in.me/credit-card/saksfifthavenueworldelitemastercard/