Need to log in to Guangzhou Rural Commercial Bank? Go to grcbank.com and click the online banking login button. Enter your ID number, login password, and the captcha code shown. GRCB is one of China’s largest rural commercial banks with over 1 trillion yuan in assets. An English website is available at eng.grcbank.com.
How to Log In to GRCB Online Banking
🖥️ Internet Banking
- Go to grcbank.com
- Click the online banking login button
- Enter your ID number
- Enter your login password
- Enter the captcha code shown on screen
📱 Mobile Banking
- Download GRCB mobile banking app
- Available on iOS and Android
- Log in with your credentials
- Use USB key for transactions
- WeChat banking also available
🏦 In-Branch
- Visit any GRCB branch
- Extensive network in Guangdong Province
- Bring valid ID document
- Register for online banking
- Receive USB key for secure transactions
Security Requirements
Login Security
- Multi-factor authentication – ID + password + captcha
- USB key – Required for transactions
- Password lockout – System locks after wrong attempts
- Captcha codes – Prevent automated attacks
Bank Recommendations
- Bookmark the official website – don’t use search engines to find login page
- Use different passwords for login, transactions, and passbook
- Avoid simple passwords like “123456” or “888888”
- Set up reservation information to verify authenticity
About Guangzhou Rural Commercial Bank
Guangzhou Rural Commercial Bank (GRCB, 广州农村商业银行) is one of China’s largest rural commercial banks, headquartered in Guangzhou, Guangdong Province. The bank is publicly traded on the Hong Kong Stock Exchange (1551.HK).
📊 Key Facts (2026): Over 1 trillion yuan (RMB 1,027+ billion) in assets • Forbes Global 2000 rank #1546 • Listed on HKEX (1551.HK) • Extensive branch network in Guangdong Province • Multiple subsidiary rural banks.
Password and USB Key Issues
Forgot Password?
- Cannot reset passwords online
- Must visit a GRCB branch in person
- Bring valid ID and account documents
- USB key passwords cannot be reset – replacement required
Lost USB Key?
- Call 95313 immediately to report loss
- The bank will freeze USB key functionality
- Visit a branch with ID to get replacement
- Follow replacement procedures at counter
Contact Guangzhou Rural Commercial Bank
📞 Hotline: 95313
📧 Complaints Email: [email protected]
🏦 Headquarters: No.9 Yingri Road, Huangpu District, Guangzhou
Related Chinese Bank Guides
- Bank of China – One of China’s “Big Four” state banks
- ICBC – World’s largest bank by assets
- China Construction Bank – Major state-owned bank
- Agricultural Bank of China – Another Big Four bank
- China Merchants Bank – Leading private bank
Frequently Asked Questions
How do I log in to Guangzhou Rural Commercial Bank?
Go to grcbank.com and click the online banking login button. Enter your ID number, login password, and the captcha code shown on screen. You’ll need a USB key for transaction authentication.
What is the GRCB customer service number?
Call 95313 for customer service. You can report lost USB keys, make complaints, or get assistance with your accounts through this hotline.
Does Guangzhou Rural Commercial Bank have an English website?
Yes, an English website is available at eng.grcbank.com with information about bank services, online banking security, and contact details.
What is a USB key and why do I need it?
A USB key is a hardware security device used to authenticate transactions. GRCB requires this for online banking transfers and payments. It provides an extra layer of security beyond passwords.
What do I do if I forget my GRCB password?
You must visit a GRCB branch in person with your valid ID and account documents to reset your password. Password resets cannot be done online. Note: USB key passwords cannot be reset and require replacement.
Where is Guangzhou Rural Commercial Bank headquartered?
GRCB is headquartered at No.9 Yingri Road, Huangpu District, Guangzhou, in Guangdong Province, China.
Is GRCB a publicly traded company?
Yes, Guangzhou Rural Commercial Bank is listed on the Hong Kong Stock Exchange under ticker 1551.HK. The bank ranks #1546 on the Forbes Global 2000 (2026).
How big is Guangzhou Rural Commercial Bank?
GRCB has over 1 trillion yuan (RMB 1,027+ billion) in assets, making it one of China’s largest rural commercial banks with an extensive branch network in Guangdong Province.
What banking channels does GRCB offer?
GRCB offers Internet banking, mobile banking, WeChat banking, SMS banking, telephone banking, self-service terminals (ATMs), and VTM (video teller machine) services.
How do I file a complaint with GRCB?
Call the customer service hotline 95313 and select ‘staff service and complaints & suggestions.’ You can also email complaints to [email protected].
Summary
Guangzhou Rural Commercial Bank (GRCB, 广州农村商业银行) is one of China’s largest rural commercial banks with over 1 trillion yuan in assets. To log in, visit grcbank.com and enter your ID number, password, and captcha. A USB key is required for transactions. The bank offers internet, mobile, and WeChat banking. An English website is available at eng.grcbank.com. For support, call hotline 95313 or email [email protected].
Last Updated on January 4, 2026
URL: https://log-in.me/guangzhoururalcommercialbank-guangzhou-china/