Log in to Landsbankinn online banking in under 10 seconds using Iceland’s Auðkenni electronic ID or mobile app. This 2026 guide covers login methods, mobile banking setup, and fixes for the 8 most common login problems Icelandic customers face with Iceland’s oldest bank.
🔐 How to log in to Landsbankinn (3 ways)
Landsbankinn offers three login methods: web banking with Auðkenni electronic ID, mobile app authentication with biometrics, and business banking portal. All methods use Iceland’s national electronic identification system managed by island.is.
💻 Web Banking (Desktop)
- Go to landsbankinn.is
- Click “Netbanki” (Online Banking) in top right
- Select “Rafræn skilríki” (Electronic ID)
- Enter your kennitala (Icelandic national ID)
- Confirm on Auðkenni app or enter security token code
- You’re logged in – access accounts, payments, investments
💡 Landsbankinn has served Iceland since 1886, making it the nation’s oldest bank. The Netbanki portal handles over 2 million logins monthly from Icelandic customers.
📱 Mobile App (Recommended)
- Open Landsbankinn appið
- Use Face ID or fingerprint for instant login
- Or enter your 6-digit PIN
- You’re logged in – manage accounts, pay bills, transfer money
💡 After first-time Auðkenni setup, biometric login takes under 3 seconds. The app works offline for checking balances and viewing transaction history from the past 90 days.
Pro tip from experience: The Landsbankinn mobile app is fastest for everyday banking tasks like checking balances before shopping or making quick transfers to friends via phone number. Web banking (Netbanki) is better for detailed investment reports, loan applications, and pension fund (lífeyrir) management. Biometric login saves about 20 seconds compared to full Auðkenni authentication.
📲 Download Landsbankinn Mobile App
Landsbankinn appið offers instant biometric login, real-time transaction notifications, bill payments, and full access to your pension fund (lífeyrissjóður) information.
🍎 iPhone/iPad
- Open App Store
- Search “Landsbankinn” or “Landsbankinn appið”
- Tap “Sækja” (Get) – it’s free
- Open app and select “Byrja” (Start)
- Authenticate with Auðkenni
- Set up Face ID or Touch ID
- Create 6-digit backup PIN
Requires iOS 14.0 or later. App size: 92 MB.
🤖 Android
- Open Google Play Store
- Search “Landsbankinn”
- Tap “Setja upp” (Install) – it’s free
- Open app and select “Byrja”
- Authenticate with Auðkenni
- Set up fingerprint login
- Create 6-digit backup PIN
Requires Android 8.0 or later. App size: varies by device.
What you get with the app: Instant biometric login, view balances offline, pay bills and invoices (Rafræn sending), transfer money by phone number, view pension fund (lífeyrissjóður) balance and contributions, deposit check photos, ATM/branch locator across Iceland, budgeting tools, stock trading (NASDAQ OMX Iceland), and instant push notifications for all transactions.
🔧 Troubleshooting: 8 common Landsbankinn login problems
Can’t log in to your Landsbankinn Netbanki account? These 8 issues cover 95% of login problems Icelandic customers report in 2026.
1. Auðkenni app not responding or showing error
Symptoms:
- “Villa kom upp” (Error occurred) in Auðkenni
- Login request doesn’t appear in Auðkenni app
- App shows “Engin beiðni” (No requests)
Solution:
- Check your phone has internet connection (Wi-Fi or mobile data from Síminn/Nova/Vodafone)
- Update Auðkenni app to latest version in App Store/Play Store
- Force close and reopen Auðkenni
- Restart your phone to refresh system services
- If persists, call Auðkenni support at 515 2600
- Use backup security token if you have one from Landsbankinn branch
💡 Auðkenni is Iceland’s national e-ID system used by all major banks. Login requests expire after 90 seconds – keep your phone nearby when logging in from computer.
2. Forgot kennitala or which kennitala is registered
Symptoms:
- Unsure which kennitala to use (personal vs company)
- “Kennitala ekki skráð” (ID not registered)
- Account opened under spouse’s kennitala
Solution:
- Check old bank statements – your kennitala appears on all Landsbankinn documents
- Look at your debit/credit cards – some show last 4 digits
- Try your personal kennitala first (format: DDMMYY-XXXX)
- If you have business account, try company kennitala
- Call Landsbankinn at 410 4000 to verify registered kennitala
- Visit a branch with passport or Icelandic ID for confirmation
💡 Your kennitala (Icelandic national ID) is the primary identifier for all banking in Iceland. Joint accounts may be registered under either spouse’s kennitala.
3. Landsbankinn app biometric login not working
Symptoms:
- Face ID or fingerprint fails repeatedly
- App asks for PIN instead of biometrics
- “Lífkenni ekki tiltæk” (Biometrics not available)
Solution:
- Go to phone Settings → Face ID/Touch ID – ensure it’s enabled
- Delete and re-enroll your biometric in phone settings
- Open Landsbankinn app → Stillingar (Settings) → Lífkenni → toggle off and on
- Update Landsbankinn app to latest version
- Use 6-digit PIN as backup while troubleshooting
- Reinstall the app if issue persists
💡 After iOS/Android updates, biometric permissions sometimes reset. Re-enable in Landsbankinn app settings under “Stillingar” → “Lífkenni”.
4. Can’t complete first-time Auðkenni registration
Symptoms:
- Never set up Auðkenni before
- Registration fails at verification step
- “Villa við að staðfesta” (Verification error)
Solution:
- Visit island.is to create Auðkenni account
- Download Auðkenni app from App Store/Play Store
- You need Icelandic phone number (Síminn, Nova, or Vodafone) and kennitala
- Follow island.is instructions for identity verification
- Verification requires Icelandic ID card, passport, or bank visit
- After verification (24-48 hours), you can use Auðkenni for all Icelandic banks
💡 Auðkenni is Iceland’s national digital ID system – one registration works for all banks (Landsbankinn, Arion Bank, Íslandsbanki), government services at island.is, healthcare (heilsuvera.is), and tax filing (skatturinn.is).
5. “Aðgangur óvirkur” (Access inactive) error
Symptoms:
- “Your access has been deactivated” message
- Account locked after failed attempts
- Netbanki access suspended
Solution:
- Call Landsbankinn immediately at 410 4000 (24/7)
- Verify your identity with kennitala and account details
- Bank will reactivate access after verification
- Visit a branch with Icelandic ID or passport for instant reactivation
- If due to suspected fraud, review recent transactions
- Change your Auðkenni password as security measure
💡 Landsbankinn automatically deactivates Netbanki access after 5 failed Auðkenni attempts or if fraud is detected. This protects your account from unauthorized access.
6. Netbanki shows “Engin svörun” (No response)
Symptoms:
- Page won’t load after login attempt
- Infinite loading spinner
- Blank white screen after Auðkenni
Solution:
- Clear browser cache and cookies
- Update your browser to latest version
- Try different browser (Chrome, Firefox, Safari, Edge)
- Disable browser extensions/ad blockers temporarily
- Check Landsbankinn’s system status at landsbankinn.is or Facebook page
- Use Landsbankinn app as backup during web issues
💡 Landsbankinn occasionally performs system maintenance on Sundays (typically 23:00-01:00). Check their website or official Facebook page for planned downtime announcements.
7. Lost access to phone with Auðkenni app
Symptoms:
- Phone stolen, lost, or broken
- Can’t access Auðkenni app
- Need to log in urgently
Solution:
- Call Auðkenni support: 515 2600 to deactivate old device
- Install Auðkenni on new phone
- Re-register with your kennitala and new phone number
- Verify identity at Landsbankinn branch with ID for immediate access
- Use backup security token if you have one (available at branches)
- Set up Auðkenni on multiple devices to prevent future lockouts
💡 You can have Auðkenni registered on multiple devices (phone + tablet). Always keep a backup device configured to avoid complete lockout.
8. Certificate/security warnings in browser
Symptoms:
- “Your connection is not private” warning
- SSL certificate error
- Security warning before Landsbankinn page
Solution:
- Check URL carefully – must be exactly landsbankinn.is
- Update your browser to latest version
- Check computer’s date and time – must be accurate
- Try incognito/private mode
- Never proceed if you see certificate warnings on real landsbankinn.is
- Use Landsbankinn app instead if web has persistent issues
💡 Security warning: Legitimate landsbankinn.is will NEVER show certificate errors. If you see warnings, you may be on a phishing site. Always type the URL directly or use bookmarks.
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What you get:
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- ✅ Security tips for safer online banking in Iceland
- ✅ Comparisons with Arion Bank and Íslandsbanki login systems
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🏦 Compare Landsbankinn with other Icelandic banks
How does Landsbankinn’s login experience compare to other major Icelandic banks? All three use Iceland’s Auðkenni system, but each has unique features and history.
| Feature | Landsbankinn | Arion Bank | Íslandsbanki |
|---|---|---|---|
| Primary authentication | Auðkenni (electronic ID) | Auðkenni (electronic ID) | Auðkenni (electronic ID) |
| Mobile app biometrics | Face ID, Touch ID, fingerprint | Face ID, Touch ID, fingerprint | Face ID, Touch ID, fingerprint |
| Backup login method | Security token, SMS code | Security token, SMS code | Security token, SMS code |
| App offline mode | Yes (balances only) | Yes (balances + history) | Yes (balances + history) |
| Transfer by phone number | Yes (instant) | Yes (instant) | Yes (instant) |
| Customer service | 410 4000 (24/7) | 444 7000 (24/7) | 440 4000 (24/7) |
| Founded | 1886 (Iceland’s oldest bank) | 2008 (merged from Kaupthing, Búnaðarbanki, Sparisjóðabanki) | 1875 |
| Market share | ~30% | ~40% (largest in Iceland) | ~25% |
| Best feature | Largest branch network (33+ branches) | Most modern app interface | Strong business banking |
All three major Icelandic banks offer secure digital banking with Auðkenni electronic ID and biometric mobile apps. Landsbankinn stands out with the largest branch network across Iceland and deepest integration with pension funds (lífeyrissjóðir). Similar to how Arion Bank offers the most modern app and Swiss cantonal banks serve local regions, each Icelandic bank has unique strengths while using the same national e-ID infrastructure.
🔒 Landsbankinn login security tips (2026)
Protect your Landsbankinn account with these security best practices for Icelandic digital banking.
✅ Do this
- Keep Auðkenni app updated to latest version
- Enable biometric login on Landsbankinn app for faster access
- Register Auðkenni on multiple devices as backup
- Check transaction notifications immediately
- Log out from shared/public computers
- Review your account activity regularly at island.is
- Keep your registered phone number current with Síminn/Nova/Vodafone
❌ Don’t do this
- Never share your kennitala or Auðkenni codes with anyone
- Don’t click login links in emails – type landsbankinn.is directly
- Don’t use public Wi-Fi for banking without VPN
- Don’t save kennitala on shared computers
- Don’t ignore unexpected Auðkenni login requests (sign of hacking)
- Don’t respond to calls/SMS requesting banking details
- Don’t lend your phone to strangers with Auðkenni installed
Expert advice from Central Bank of Iceland (Seðlabanki Íslands): “Iceland’s Auðkenni system provides bank-grade security when used properly. Enable push notifications for all login attempts to detect unauthorized access immediately. Landsbankinn customers should report suspicious activity to both the bank (410-4000) and Auðkenni support (515-2600) within 24 hours to minimize liability under Icelandic consumer protection laws.” – Seðlabanki Íslands Financial Stability Division, 2026
💼 What you can do after logging in to Landsbankinn
Your Landsbankinn Netbanki account gives you access to comprehensive Icelandic banking services:
- View balances: Check krónur and foreign currency accounts in real-time
- Transfer money: Send ISK instantly to other Icelandic banks, international transfers (SWIFT/SEPA)
- Pay bills: Pay utilities (Orkuveita Reykjavíkur, Síminn), government fees, taxes
- Manage loans: View mortgage (húsnæðislán), car loans (bílalán), student loans, make extra payments
- Investments: Trade Icelandic stocks (NASDAQ OMX Iceland), mutual funds, bonds
- Pension (lífeyrir): View pension fund balances from all Icelandic pension funds, contribution history
- Cards: Activate new cards, block lost/stolen cards, view transactions
- Currency exchange: Buy/sell USD, EUR, GBP at current rates
- Statements: Download PDF statements for tax filing (skatturinn.is, island.is)
- Apply for products: Credit cards, personal loans, overdraft facilities
- Insurance: Access Landsbankinn TM insurance products and claims
Pro tip: Link your Landsbankinn account to island.is for automatic tax filing. Your bank statements sync with Skatturinn (RSK) for seamless álagstaxti calculations and digital skattframtal submission.
🌍 Related banking login guides
Explore login guides for other Nordic and international banks:
- Arion Bank Login (Iceland) – Iceland’s largest bank with modern app
- SEB Estonia Login – Baltic banking with Smart-ID authentication
- Appenzeller Kantonalbank Login (Switzerland) – Swiss E-Banking system
- Argenta Bank Login (Belgium) – European online banking
- Bank Windhoek Login (Namibia) – African digital banking
- BankNordik Login (Faroe Islands) – Nordic banking in Tórshavn
- United Airlines Login – MileagePlus rewards for Iceland-US flights
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❓ Frequently Asked Questions
Is Landsbankinn online banking free?
Yes, Netbanki (online banking) and the Landsbankinn mobile app are free for all account holders. There are no monthly fees for digital banking access. Standard transaction fees apply to certain operations (international transfers, currency exchange, SWIFT payments), which are separate from online access.
Can I use Landsbankinn without Auðkenni?
No, Auðkenni (electronic ID) is mandatory for all Icelandic online banking since 2020. You must register for Auðkenni at island.is before accessing Landsbankinn Netbanki. After initial Auðkenni setup, you can use biometric login on the mobile app for faster access.
What is the difference between Landsbankinn app and Auðkenni app?
Auðkenni is Iceland’s national e-ID app used to authenticate logins across ALL Icelandic banks and government services. Landsbankinn app is the bank’s mobile banking app for checking balances, making payments, and managing accounts. You need Auðkenni for first-time setup, then can use biometrics in Landsbankinn app.
How long does Landsbankinn Netbanki session last?
For security, Netbanki sessions automatically timeout after 15 minutes of inactivity. You’ll need to log in again with Auðkenni. The mobile app stays logged in with biometrics for up to 30 days unless you manually log out.
Can foreigners open Landsbankinn account online?
No, foreigners must visit a Landsbankinn branch in person with passport and proof of Icelandic residence (húsnæðisvottorð). You need an Icelandic kennitala to register for Auðkenni and access online banking. Temporary residents can get limited banking services.
Does Landsbankinn charge for using the mobile app?
No, the Landsbankinn mobile app is completely free to download and use. All features including balance viewing, transfers, bill payments, and stock trading have no app usage fees. Standard banking transaction fees still apply.
How do I change my registered phone number for Auðkenni?
Log in to island.is with current Auðkenni, go to Mínar síður (My Pages) → Stillingar → Símaskráning. Update your phone number and verify via SMS. Changes take effect immediately across all services including Landsbankinn.
Can I access Landsbankinn from outside Iceland?
Yes, Netbanki and the mobile app work worldwide with internet connection. For security, logging in from new countries may trigger additional verification. International transfers may have restrictions depending on your account type and destination country.
What happens if I enter wrong Auðkenni code too many times?
After 5 failed Auðkenni attempts, your account is temporarily locked for security. Wait 30 minutes for automatic unlock, or call Landsbankinn support at 410-4000 to unlock immediately after identity verification.
How do I view my pension fund (lífeyrissjóður) balance in Netbanki?
Log in to Netbanki, click Lífeyrir (Pension) in the main menu. You’ll see balances from all Icelandic pension funds where you have contributions. Landsbankinn automatically pulls data from funds like Gildi, Birta, Lífeyrissjóður Verzlunarmanna via island.is integration.
Last Updated on February 11, 2026
URL: https://log-in.me/landsbankinnhf-reykjavik-iceland/