🏦 Compare Landsbankinn with other Icelandic banks
How does Landsbankinn’s login experience compare to other major Icelandic banks? All three use Iceland’s Auðkenni system, but each has unique features and history.
| Feature | Landsbankinn | Arion Bank | Íslandsbanki |
|---|---|---|---|
| Primary authentication | Auðkenni (electronic ID) | Auðkenni (electronic ID) | Auðkenni (electronic ID) |
| Mobile app biometrics | Face ID, Touch ID, fingerprint | Face ID, Touch ID, fingerprint | Face ID, Touch ID, fingerprint |
| Backup login method | Security token, SMS code | Security token, SMS code | Security token, SMS code |
| App offline mode | Yes (balances only) | Yes (balances + history) | Yes (balances + history) |
| Transfer by phone number | Yes (instant) | Yes (instant) | Yes (instant) |
| Customer service | 410 4000 (24/7) | 444 7000 (24/7) | 440 4000 (24/7) |
| Founded | 1886 (Iceland’s oldest bank) | 2008 (merged from Kaupthing, Búnaðarbanki, Sparisjóðabanki) | 1875 |
| Market share | ~30% | ~40% (largest in Iceland) | ~25% |
| Best feature | Largest branch network (33+ branches) | Most modern app interface | Strong business banking |
All three major Icelandic banks offer secure digital banking with Auðkenni electronic ID and biometric mobile apps. Landsbankinn stands out with the largest branch network across Iceland and deepest integration with pension funds (lífeyrissjóðir). Similar to how Arion Bank offers the most modern app and Swiss cantonal banks serve local regions, each Icelandic bank has unique strengths while using the same national e-ID infrastructure.
🔒 Landsbankinn login security tips (2026)
Protect your Landsbankinn account with these security best practices for Icelandic digital banking.
✅ Do this
- Keep Auðkenni app updated to latest version
- Enable biometric login on Landsbankinn app for faster access
- Register Auðkenni on multiple devices as backup
- Check transaction notifications immediately
- Log out from shared/public computers
- Review your account activity regularly at island.is
- Keep your registered phone number current with Síminn/Nova/Vodafone
❌ Don’t do this
- Never share your kennitala or Auðkenni codes with anyone
- Don’t click login links in emails – type landsbankinn.is directly
- Don’t use public Wi-Fi for banking without VPN
- Don’t save kennitala on shared computers
- Don’t ignore unexpected Auðkenni login requests (sign of hacking)
- Don’t respond to calls/SMS requesting banking details
- Don’t lend your phone to strangers with Auðkenni installed
Expert advice from Central Bank of Iceland (Seðlabanki Íslands): “Iceland’s Auðkenni system provides bank-grade security when used properly. Enable push notifications for all login attempts to detect unauthorized access immediately. Landsbankinn customers should report suspicious activity to both the bank (410-4000) and Auðkenni support (515-2600) within 24 hours to minimize liability under Icelandic consumer protection laws.” – Seðlabanki Íslands Financial Stability Division, 2026
💼 What you can do after logging in to Landsbankinn
Your Landsbankinn Netbanki account gives you access to comprehensive Icelandic banking services:
- View balances: Check krónur and foreign currency accounts in real-time
- Transfer money: Send ISK instantly to other Icelandic banks, international transfers (SWIFT/SEPA)
- Pay bills: Pay utilities (Orkuveita Reykjavíkur, Síminn), government fees, taxes
- Manage loans: View mortgage (húsnæðislán), car loans (bílalán), student loans, make extra payments
- Investments: Trade Icelandic stocks (NASDAQ OMX Iceland), mutual funds, bonds
- Pension (lífeyrir): View pension fund balances from all Icelandic pension funds, contribution history
- Cards: Activate new cards, block lost/stolen cards, view transactions
- Currency exchange: Buy/sell USD, EUR, GBP at current rates
- Statements: Download PDF statements for tax filing (skatturinn.is, island.is)
- Apply for products: Credit cards, personal loans, overdraft facilities
- Insurance: Access Landsbankinn TM insurance products and claims
Pro tip: Link your Landsbankinn account to island.is for automatic tax filing. Your bank statements sync with Skatturinn (RSK) for seamless álagstaxti calculations and digital skattframtal submission.
🌍 Related banking login guides
Explore login guides for other Nordic and international banks:
- Arion Bank Login (Iceland) – Iceland’s largest bank with modern app
- SEB Estonia Login – Baltic banking with Smart-ID authentication
- Appenzeller Kantonalbank Login (Switzerland) – Swiss E-Banking system
- Argenta Bank Login (Belgium) – European online banking
- Bank Windhoek Login (Namibia) – African digital banking
- BankNordik Login (Faroe Islands) – Nordic banking in Tórshavn
- United Airlines Login – MileagePlus rewards for Iceland-US flights
- Delta Air Lines Login – SkyMiles for Icelandair codeshare
❓ Frequently Asked Questions
Is Landsbankinn online banking free?
Yes, Netbanki (online banking) and the Landsbankinn mobile app are free for all account holders. There are no monthly fees for digital banking access. Standard transaction fees apply to certain operations (international transfers, currency exchange, SWIFT payments), which are separate from online access.
Can I use Landsbankinn without Auðkenni?
No, Auðkenni (electronic ID) is mandatory for all Icelandic online banking since 2020. You must register for Auðkenni at island.is before accessing Landsbankinn Netbanki. After initial Auðkenni setup, you can use biometric login on the mobile app for faster access.
What is the difference between Landsbankinn app and Auðkenni app?
Auðkenni is Iceland’s national e-ID app used to authenticate logins across ALL Icelandic banks and government services. Landsbankinn app is the bank’s mobile banking app for checking balances, making payments, and managing accounts. You need Auðkenni for first-time setup, then can use biometrics in Landsbankinn app.
How long does Landsbankinn Netbanki session last?
For security, Netbanki sessions automatically timeout after 15 minutes of inactivity. You’ll need to log in again with Auðkenni. The mobile app stays logged in with biometrics for up to 30 days unless you manually log out.
Can foreigners open Landsbankinn account online?
No, foreigners must visit a Landsbankinn branch in person with passport and proof of Icelandic residence (húsnæðisvottorð). You need an Icelandic kennitala to register for Auðkenni and access online banking. Temporary residents can get limited banking services.
Does Landsbankinn charge for using the mobile app?
No, the Landsbankinn mobile app is completely free to download and use. All features including balance viewing, transfers, bill payments, and stock trading have no app usage fees. Standard banking transaction fees still apply.
How do I change my registered phone number for Auðkenni?
Log in to island.is with current Auðkenni, go to Mínar síður (My Pages) → Stillingar → Símaskráning. Update your phone number and verify via SMS. Changes take effect immediately across all services including Landsbankinn.
Can I access Landsbankinn from outside Iceland?
Yes, Netbanki and the mobile app work worldwide with internet connection. For security, logging in from new countries may trigger additional verification. International transfers may have restrictions depending on your account type and destination country.
What happens if I enter wrong Auðkenni code too many times?
After 5 failed Auðkenni attempts, your account is temporarily locked for security. Wait 30 minutes for automatic unlock, or call Landsbankinn support at 410-4000 to unlock immediately after identity verification.
How do I view my pension fund (lífeyrissjóður) balance in Netbanki?
Log in to Netbanki, click Lífeyrir (Pension) in the main menu. You’ll see balances from all Icelandic pension funds where you have contributions. Landsbankinn automatically pulls data from funds like Gildi, Birta, Lífeyrissjóður Verzlunarmanna via island.is integration.
Last Updated on June 28, 2026
URL: https://log-in.me/landsbankinnhf-reykjavik-iceland/