ME Bank Login: ME Go Internet Banking Access Guide

🔐 How to Log Into ME Bank (ME Go & Internet Banking)

Go directly to the right portal: For SpendME/SaveME/HomeME use internetbanking.mebank.com.au/login. For all other ME accounts use ib.mebank.com.au. Enter your credentials, complete SMS/biometric verification, and you’re in. This guide is focused on fixing ME Bank login issues fast.

✅ ME Go (SpendME/SaveME/HomeME)

  1. Open internetbanking.mebank.com.au/login
  2. Enter mobile number (or click “Log in with your Log-in ID”)
  3. Enter password
  4. Approve SMS/biometric if asked
  5. Access accounts

✅ Internet Banking (Other ME products)

  1. Open ib.mebank.com.au
  2. Enter Customer ID
  3. Enter Access Code
  4. Click Login
  5. Complete any security prompt

Check you’re on the correct ME domain, with SSL lock, before entering credentials.

🔧 Quick Fixes for Login Problems

🚫 Wrong Portal

  1. Confirm your account type (SpendME/SaveME/HomeME vs other)
  2. Use ME Go for SpendME/SaveME/HomeME
  3. Use Internet Banking for all other products

🔑 Forgot Password/Access Code

  1. Click “Having trouble logging in?” on the portal
  2. Verify identity and set a new password/access code
  3. If it fails, call 13 15 63

📱 2FA/SMS Not Arriving

  • Check signal and wait 5 minutes
  • Request a new code
  • Ensure your mobile number is current with ME
  • Remove SMS blocking apps
  • Call 13 15 63 to update number

🔒 Account Locked

  • Wait 30 minutes and retry
  • Or call 13 15 63 for unlock
  • Reset password if prompted

🛑 “Continue/Login” Stuck

  • Clear cache/cookies for mebank.com.au
  • Switch browser or use private window
  • Disable extensions/VPN temporarily
  • Enable JavaScript/pop-ups

📲 App Crashes/No Biometric

  • Force-close and update ME Go app
  • Restart phone; clear app cache
  • Reinstall if needed; then re-enable Face ID/Touch ID
  • Use web login as backup

📱 ME Go Mobile App

Use the same credentials as online banking and turn on biometrics for faster approval.

App Store (iOS)

  1. Open App Store
  2. Search “ME Go”
  3. Install
  4. Log in with mobile/ID + password
  5. Enable Face ID/Touch ID

Google Play (Android)

  1. Open Google Play
  2. Search “ME Go”
  3. Install and open
  4. Log in with credentials
  5. Enable biometrics + notifications

🆕 First-Time Setup

Enroll Online

  1. Go to the correct portal for your account
  2. Choose the reset/enroll option
  3. Verify identity (Customer ID/mobile, DOB, etc.)
  4. Create password/access code
  5. Set up SMS/biometrics

Have Ready

  • Customer ID or mobile number
  • Date of birth and address
  • Account/card details if required
  • Mobile phone for codes

🔐 Security Best Practices

Do This

  • Bookmark official portals (ME Go and ib.mebank.com.au)
  • Use unique, long passwords; change after any reset
  • Enable SMS and app alerts
  • Use biometrics in the app
  • Log out on shared devices

Avoid

  • Public Wi‑Fi for banking
  • Clicking email/SMS links to log in
  • Saving banking passwords in browsers
  • Ignoring app/OS updates

✉️ Get ME Bank updates

📞 Contact ME Bank

Phone

  • Main: 13 15 63 (Mon–Fri 8am–8pm, Sat 9am–5pm AEDT)
  • International: +61 3 9708 4001
  • Lost/Blocked card: 13 15 63 (24/7)
  • Home loans: 1300 540 181
  • Business: 1300 658 108 (Mon–Fri 9am–5pm AEDT)

❓ Frequently Asked Questions

Which ME Bank portal should I use?

SpendME/SaveME/HomeME accounts use ME Go at internetbanking.mebank.com.au/login. All other ME products use ib.mebank.com.au. Using the wrong portal is the top cause of failed logins.

How do I reset my password or access code?

Click “Having trouble logging in?” on the correct portal, verify your identity, and set a new password/access code. If it fails, call 13 15 63.

Why am I not getting SMS verification codes?

Check signal, wait a few minutes, and request a new code. Ensure your mobile number is current with ME Bank or call 13 15 63 to update it.

Can I log in with my mobile number?

Yes for ME Go (SpendME/SaveME/HomeME) using your mobile or Log-in ID. The traditional portal requires Customer ID + Access Code.

Is the ME Go app secure?

Yes. It supports Face ID/Touch ID, encrypted sessions, and instant card lock. Always download from official stores and enable biometrics.

How do I unlock a locked account?

Wait 30 minutes or call 13 15 63 for immediate unlock and password reset guidance.

🎯 Bottom Line

Pick the correct ME portal, reset or unlock fast via the built-in links, and call 13 15 63 if you’re stuck. Enable biometrics and alerts to keep sign-in fast and secure.

Last Updated on November 20, 2025

URL: https://log-in.me/me-bank-login/