🔐 How to Log Into ME Bank (ME Go & Internet Banking)
Go directly to the right portal: For SpendME/SaveME/HomeME use internetbanking.mebank.com.au/login. For all other ME accounts use ib.mebank.com.au. Enter your credentials, complete SMS/biometric verification, and you’re in. This guide is focused on fixing ME Bank login issues fast.
✅ ME Go (SpendME/SaveME/HomeME)
- Open internetbanking.mebank.com.au/login
- Enter mobile number (or click “Log in with your Log-in ID”)
- Enter password
- Approve SMS/biometric if asked
- Access accounts
✅ Internet Banking (Other ME products)
- Open ib.mebank.com.au
- Enter Customer ID
- Enter Access Code
- Click Login
- Complete any security prompt
Check you’re on the correct ME domain, with SSL lock, before entering credentials.
🔧 Quick Fixes for Login Problems
🚫 Wrong Portal
- Confirm your account type (SpendME/SaveME/HomeME vs other)
- Use ME Go for SpendME/SaveME/HomeME
- Use Internet Banking for all other products
🔑 Forgot Password/Access Code
- Click “Having trouble logging in?” on the portal
- Verify identity and set a new password/access code
- If it fails, call 13 15 63
📱 2FA/SMS Not Arriving
- Check signal and wait 5 minutes
- Request a new code
- Ensure your mobile number is current with ME
- Remove SMS blocking apps
- Call 13 15 63 to update number
🔒 Account Locked
- Wait 30 minutes and retry
- Or call 13 15 63 for unlock
- Reset password if prompted
🛑 “Continue/Login” Stuck
- Clear cache/cookies for mebank.com.au
- Switch browser or use private window
- Disable extensions/VPN temporarily
- Enable JavaScript/pop-ups
📲 App Crashes/No Biometric
- Force-close and update ME Go app
- Restart phone; clear app cache
- Reinstall if needed; then re-enable Face ID/Touch ID
- Use web login as backup
📱 ME Go Mobile App
Use the same credentials as online banking and turn on biometrics for faster approval.
App Store (iOS)
- Open App Store
- Search “ME Go”
- Install
- Log in with mobile/ID + password
- Enable Face ID/Touch ID
Google Play (Android)
- Open Google Play
- Search “ME Go”
- Install and open
- Log in with credentials
- Enable biometrics + notifications
🆕 First-Time Setup
Enroll Online
- Go to the correct portal for your account
- Choose the reset/enroll option
- Verify identity (Customer ID/mobile, DOB, etc.)
- Create password/access code
- Set up SMS/biometrics
Have Ready
- Customer ID or mobile number
- Date of birth and address
- Account/card details if required
- Mobile phone for codes
🔐 Security Best Practices
Do This
- Bookmark official portals (ME Go and ib.mebank.com.au)
- Use unique, long passwords; change after any reset
- Enable SMS and app alerts
- Use biometrics in the app
- Log out on shared devices
Avoid
- Public Wi‑Fi for banking
- Clicking email/SMS links to log in
- Saving banking passwords in browsers
- Ignoring app/OS updates
✉️ Get ME Bank updates
📞 Contact ME Bank
Phone
- Main: 13 15 63 (Mon–Fri 8am–8pm, Sat 9am–5pm AEDT)
- International: +61 3 9708 4001
- Lost/Blocked card: 13 15 63 (24/7)
- Home loans: 1300 540 181
- Business: 1300 658 108 (Mon–Fri 9am–5pm AEDT)
Online
❓ Frequently Asked Questions
Which ME Bank portal should I use?
SpendME/SaveME/HomeME accounts use ME Go at internetbanking.mebank.com.au/login. All other ME products use ib.mebank.com.au. Using the wrong portal is the top cause of failed logins.
How do I reset my password or access code?
Click “Having trouble logging in?” on the correct portal, verify your identity, and set a new password/access code. If it fails, call 13 15 63.
Why am I not getting SMS verification codes?
Check signal, wait a few minutes, and request a new code. Ensure your mobile number is current with ME Bank or call 13 15 63 to update it.
Can I log in with my mobile number?
Yes for ME Go (SpendME/SaveME/HomeME) using your mobile or Log-in ID. The traditional portal requires Customer ID + Access Code.
Is the ME Go app secure?
Yes. It supports Face ID/Touch ID, encrypted sessions, and instant card lock. Always download from official stores and enable biometrics.
How do I unlock a locked account?
Wait 30 minutes or call 13 15 63 for immediate unlock and password reset guidance.
🎯 Bottom Line
Pick the correct ME portal, reset or unlock fast via the built-in links, and call 13 15 63 if you’re stuck. Enable biometrics and alerts to keep sign-in fast and secure.
Last Updated on November 20, 2025
URL: https://log-in.me/me-bank-login/