Newburyport Bank (formerly Newburyport Five Cents Savings Bank) is a Massachusetts community bank founded in 1854, serving Northeast Massachusetts and Southeast New Hampshire. With over $1.6 billion in assets and 12 branch locations, Newburyport Bank offers comprehensive online and mobile banking services to personal and business customers throughout the greater seacoast region.
Quick Facts
| Founded | April 1854 |
| Headquarters | Newburyport, Massachusetts |
| Assets | $1.62 billion (June 2026) |
| Branches | 12 locations in MA and NH |
| ATMs | 100+ in Massachusetts and New Hampshire |
| Employees | 159 (September 2026) |
| Charter | State-chartered mutual savings bank |
| Parent Company | River Run Bancorp, MHC |
| Customer Service | (844) 639-3483 |
| Website | newburyportbank.com |
How to Log In to Newburyport Bank Online Banking
Web Browser Login
- Visit newburyportbank.com
- Click the “Login” button in the top right corner
- Select Personal or Business banking
- Enter your Username
- Click “Continue”
- Enter your Password
- Complete any security verification if prompted
- Click “Log In” to access your accounts
Mobile App Login
- Download the Newburyport Banking app from the App Store or Google Play
- Open the app and tap “Log In”
- Enter your Username and Password
- Use Touch ID or Face ID for faster access (once enabled)
- Access your accounts on the go
First-Time Enrollment
- Go to newburyportbank.com
- Click “Login” then “Enroll”
- Enter your account number or debit card number
- Provide the last 4 digits of your SSN
- Create your Username and Password
- Set up security questions
- Verify your identity through email or text
- Complete enrollment and access online banking
Newburyport Bank Mobile App Features
The Newburyport Banking app provides convenient account access from your smartphone or tablet:
- Account Balances – Check balances instantly with Quick Balance feature
- Transaction History – Search transactions by date, amount, or check number
- Mobile Deposit – Deposit checks by taking photos with your device
- Fund Transfers – Move money between accounts quickly
- Bill Pay – Schedule one-time and recurring bill payments
- Popmoney – Send money to anyone with an email or phone number
- ATM/Branch Locator – Find nearby ATMs and branches using GPS
- Touch ID/Face ID – Secure login with biometric authentication
- Apple Watch Support – Quick account access from your wrist
- Push Notifications – Receive alerts for account activity
Mobile App Details
| App Name | Newburyport Banking |
| Developer | Newburyport Five Cents Savings Bank |
| iOS Requirement | iOS 16.0 or later |
| Android | Available on Google Play |
| Apple Watch | Supported |
| Cost | Free |
| Business App | Newburyport Bank Bus (separate download) |
Online Banking Services
Newburyport Bank’s online banking platform offers comprehensive digital banking tools:
Personal Banking
- Account Management – View balances, statements, and transaction history
- Transfers – Move funds between internal and external accounts
- Bill Pay – Pay bills electronically with scheduling options
- eStatements – Access paperless statements securely
- Alerts – Set up custom notifications for account activity
- Cash Back Offers – View and activate merchant rewards
Business Banking
- Cash Management – Advanced tools for business accounts
- Positive Pay – Fraud prevention for check payments
- ACH Origination – Initiate direct deposits and payments
- Wire Transfers – Send domestic and international wires
- Remote Deposit – Deposit checks from your office
- Multi-User Access – Set permissions for multiple employees
Troubleshooting Login Issues
Forgot Password
- Click “Forgot Password” on the login page
- Enter your Username
- Answer your security questions or verify via email/text
- Create a new password
- Log in with your updated credentials
Forgot Username
- Click “Forgot Username”
- Enter your email address on file
- Verify your identity
- Your username will be sent to your email
Account Locked
If your account is locked after multiple failed attempts:
- Wait 30 minutes and try again
- Call (844) 639-3483 for immediate assistance
- Visit any branch location with valid ID
Mobile App Issues
- Update the app to the latest version
- Clear cache and restart the app
- Check internet connection
- Verify iOS/Android meets minimum requirements
- Reinstall if problems persist
Security Features
Newburyport Bank protects your online accounts with multiple security measures:
- Multi-Factor Authentication – Additional verification for unrecognized devices
- Secure Socket Layer (SSL) – Encryption for all online transactions
- Biometric Login – Touch ID and Face ID support
- Security Questions – Additional identity verification layer
- Session Timeout – Automatic logout after inactivity
- Fraud Monitoring – 24/7 transaction monitoring
- Card Controls – Lock/unlock debit cards through the app
Contact Information
| Customer Service | (844) 639-3483 |
| Lost/Stolen Cards (24/7) | (800) 754-4128 |
| [email protected] | |
| Main Office | 63 State Street, Newburyport, MA 01950 |
| Lobby Hours | Mon-Thu 8:30am-4pm, Fri 8:30am-6pm, Sat 8:30am-12pm |
| ATM Live Banker | Mon-Fri 7am-7pm, Sat 8:30am-5pm |
Important Banking Information
| Routing Number | 211371502 |
| FDIC Insured | Yes (Certificate #90251) |
| Charter Type | State-chartered mutual savings bank |
About Newburyport Bank
Newburyport Bank traces its history to April 1854 when it was founded as Newburyport Five Cents Savings Bank. The bank got its name from the minimum opening deposit required at the time—just five cents—making banking accessible to working-class residents of the seacoast region.
For over 170 years, the bank has remained a mutual savings institution, meaning it is owned by its depositors rather than outside shareholders. This structure allows the bank to focus on community needs rather than quarterly profits.
In March 2019, the bank rebranded from Newburyport Five Cents Savings Bank to simply Newburyport Bank, modernizing its identity while honoring its heritage. The bank maintains its commitment to community banking through the Newburyport Bank Charitable Foundation, established in 2003.
In 2023, Newburyport Bank and Pentucket Bank formed River Run Bancorp, MHC, a mutual holding company structure that allows both banks to consolidate back-office operations while maintaining their independent brands, local leadership, and community focus. In July 2026, Rollstone Bank & Trust joined as the third bank in the River Run network, creating a combined organization with over $3.6 billion in assets.
Bank Timeline
- 1854 – Founded as Newburyport Five Cents Savings Bank
- 1990s – Launched technology branch and early computer banking
- 2003 – Established Newburyport Bank Charitable Foundation
- 2011 – Janice Morse becomes first woman President and CEO
- 2019 – Rebranded to Newburyport Bank
- 2023 – Formed River Run Bancorp, MHC with Pentucket Bank
- 2026 – Rollstone Bank & Trust joins River Run network
Frequently Asked Questions
Is online banking free?
Yes, Newburyport Bank offers free online and mobile banking to all account holders. Standard messaging and data rates from your carrier may apply for mobile banking.
Can I access my account from the Apple Watch?
Yes, the Newburyport Banking app supports Apple Watch, allowing you to check account balances and recent transactions from your wrist.
What is the mobile deposit limit?
Mobile deposit limits vary by account type and history. Contact customer service at (844) 639-3483 for your specific limits, or check within the mobile app.
How do I send money to someone?
Use the Popmoney feature in online or mobile banking to send money to anyone with an email address or mobile phone number, even if they don’t bank with Newburyport Bank.
Is there a separate app for business accounts?
Yes, business customers should download Newburyport Bank Bus from the App Store or Google Play for enhanced business banking features.
What happened to Newburyport Five Cents Savings Bank?
The bank rebranded to Newburyport Bank in March 2019. It’s the same institution with the same ownership structure and accounts—just a modernized name and brand identity.
Are my deposits insured?
Yes, Newburyport Bank is a member of the FDIC. Deposits are insured up to $250,000 per depositor, per ownership category.
How many ATMs does Newburyport Bank have?
Newburyport Bank offers access to over 100 ATMs throughout Massachusetts and New Hampshire, plus surcharge-free access through partner networks.
Last Updated on January 4, 2026
URL: https://log-in.me/newburyportfivecentsbancorp-newburyport-massachusetts-unitedstates/