Oschadbank (Ощадбанк), officially known as the State Savings Bank of Ukraine, is one of Ukraine’s largest and most important financial institutions. Established in 1999 and headquartered in Kyiv, Oschadbank is the only Ukrainian bank where deposits are fully guaranteed by the state. Recognized by the National Bank of Ukraine as a systemically important bank, Oschadbank operates over 1,183 branches and 2,790 ATMs throughout Ukraine, providing pension disbursements, social aid processing, utility payments, and comprehensive banking services.
Online Banking Login (Ощад 24/7)
Oschadbank’s internet banking service, called Ощад 24/7 (Oschad 24/7), provides secure access to your accounts from any computer. Over 2.7 million customers have registered for this convenient online banking platform.
How to Access Web Banking
- Go to oschadbank.ua or directly to ibank.oschadbank.ua
- Click “Enter Web Banking” (Вхід до веб-банкінгу)
- Enter your login and password
- Complete the two-level authentication by entering the SMS code sent to your linked phone
- You can also use biometric identification (fingerprint or face recognition) if configured
First-Time Registration
- Visit the web banking registration page at oschadbank.ua/web-banking
- Enter your Oschadbank card details: card number, expiry date, and CVV2/CVC2 code
- Confirm registration by entering the SMS code sent to your registered phone
- Create your login username and secure password
- Complete the setup and begin using online banking
Mobile Banking – Мобільний Ощад (Mobile Oschad)
Oschadbank has launched a completely new mobile application called “Мобільний Ощад” (Mobile Oschad), which replaces the older Oschad 24/7 app. The new application runs significantly faster and includes nearly all services from the previous version.
Mobile App Features
- Open and replenish deposits directly in the app
- Repay loans and credit obligations
- Transfer money between accounts and to other banks
- Pay utility bills and other services
- Exchange currencies at competitive rates
- Manage cards and accounts
- View tariffs for cards directly in the application
- Update personal data and send documents via Dii (Ukraine’s digital services platform)
- Access personal manager contacts within the app
- Receive SMS notifications about account activity
Download the App
- Android: Search “Ощад” on Google Play Store
- iOS: Search “Ощад” on Apple App Store
After logging in with your username and password, you can configure fingerprint or face recognition for faster subsequent logins.
Security Features
Oschadbank implements mandatory two-level authentication for all online banking access. This includes:
- Login credentials (username and password)
- SMS verification codes sent to your registered phone number
- Optional biometric authentication (fingerprint or face recognition)
- Access codes for mobile app convenience
Contact Information
- Toll-Free Hotline: 0 (800) 210-800 (within Ukraine)
- Phone: +38 (044) 366 80 56
- Website: oschadbank.ua
- Headquarters: Kyiv, Ukraine
- NBU Code: 300465
- EDRPOU: 00032129
- Banking License: No. 148 issued by National Bank of Ukraine
Frequently Asked Questions
How do I register for Oschadbank online banking?
Visit oschadbank.ua/web-banking and enter your card details (card number, expiry date, CVV2/CVC2). Confirm with the SMS code sent to your phone, then create your login credentials.
What happened to the old Oschad 24/7 app?
The old Oschad 24/7 app is being phased out. Download the new “Мобільний Ощад” (Mobile Oschad) app from your app store for faster performance and updated features.
Are my deposits safe with Oschadbank?
Yes. Oschadbank is the only Ukrainian bank where deposits are fully guaranteed by the state, providing maximum security for your savings.
Can I update my personal information online?
Yes. The 2026 updates allow you to update personal data directly in Mobile Oschad and send documents via Dii (Ukraine’s digital government services platform).
What should I do if I forget my password?
Use the password recovery option on the login page or call the Oschadbank hotline at 0 (800) 210-800 for assistance.
Last Updated on January 4, 2026
URL: https://log-in.me/statesavingsbankofukraine-kiev-ukraine/