Watford City Bancshares is a bank holding company headquartered in Watford City, North Dakota. The company owns First International Bank & Trust (FIBT), which is the actual consumer-facing bank where customers access their accounts. FIBT is the largest bank in North Dakota with locations across North Dakota, South Dakota, Minnesota, and Arizona.
If you’re looking to access online banking, you’ll need to log in through First International Bank & Trust’s digital banking platform—not the holding company directly.
First International Bank & Trust Online Banking Login
Login URL: https://my.fibt.com/
To log in:
- Visit my.fibt.com
- Enter your Username
- Enter your Password
- Click “Login”
New to online banking? Visit my.fibt.com/Registration to enroll your account.
FIBT Online Banking Features
- View account balances and transaction history
- Transfer funds between accounts
- Pay bills with Online Bill Pay
- Send money with Zelle
- Set up account alerts
- Access statements and tax documents
- Mobile check deposit
Customer Service
Phone: (800) 359-8092
Hours:
- Weekdays: 7:30 AM – 7:00 PM (CT)
- Saturdays: 9:00 AM – 1:00 PM (CT)
Troubleshooting Login Issues
Forgot Password?
Click “Forgot Password?” on the login page at my.fibt.com. You’ll need to verify your identity to reset your password.
Account Locked?
After multiple failed login attempts, your account may be temporarily locked. Call customer service at (800) 359-8092 to unlock your account.
First Time User?
If you’ve never used online banking before, you’ll need to enroll first. Have your account number and Social Security Number ready for verification.
FIBT Mobile Banking
Download the First International Bank & Trust mobile app for banking on the go:
- Available for iOS and Android devices
- Mobile check deposit
- Fingerprint and Face ID login
- Card controls and alerts
- ATM/branch locator
About First International Bank & Trust
First International Bank & Trust is the operating bank owned by Watford City Bancshares, Inc., a family-owned holding company controlled by the Stenehjem family. Founded in Watford City, North Dakota, FIBT has grown to become the state’s largest bank.
The bank offers personal banking (checking, savings, CDs, credit cards), loans (mortgages, auto, personal, home equity), business banking, wealth management, and agricultural lending services.
Frequently Asked Questions
What is Watford City Bancshares?
Watford City Bancshares, Inc. is a bank holding company that owns First International Bank & Trust. It’s not a consumer-facing bank—customers bank through FIBT directly.
Where do I log in to my Watford City Bancshares account?
You log in at my.fibt.com, which is First International Bank & Trust’s online banking platform. There is no separate “Watford City Bancshares” login.
Is First International Bank & Trust a real bank?
Yes. FIBT is the largest bank in North Dakota, FDIC insured, with branches in North Dakota, South Dakota, Minnesota, and Arizona.
What happened to my old Watford City Bank login?
First International Bank & Trust has operated under this name for years. If you previously had an account, your login credentials work at my.fibt.com.
Can I open an account online?
Yes. Visit fibt.com to open checking, savings, or other accounts online. You can also visit any branch location.
What if I need help with my account?
Call (800) 359-8092 during business hours (weekdays 7:30 AM – 7:00 PM CT, Saturdays 9:00 AM – 1:00 PM CT). You can also visit any FIBT branch location.
Last Updated on January 2, 2026
URL: https://log-in.me/watfordcitybancshares-watfordcity-unitedstates/