Looking for BAI login? Go to ib.bancobai.ao to access BAI Directo, the online banking platform for Banco Angolano de Investimentos. The platform now offers separate portals for personal and business customers.
Quick Access to BAI Online Banking
How to Log In to BAI Directo
Follow these steps to access your BAI account:
- Go to ib.bancobai.ao
- Choose “Particulares” (Personal) or “Empresas” (Business)
- Enter your subscription number (número de adesão)
- Enter your password
- Click “Entrar” to access your account
Tip: If you have both personal and business accounts with BAI, you can use the same subscription number and password to access both platforms.
BAI Mobile Apps
BAI offers several mobile apps depending on your banking needs:
BAI Particular (Personal)
Download for iOS
Download for Android
For individual customers. Make transfers, access instant credit, top up Kamba cards, and manage investments.
BAI Empresa (Business)
Download for iOS
Download for Android
For business customers. Handle transfers, supplier payments, payroll, and operator management.
é-Kwanza (Mobile Money)
BAI also offers é-Kwanza, a mobile wallet app that works without internet connection. Use your phone to check balances, send money, withdraw at agents or ATMs, make payments, and buy mobile top-ups.
Download é-Kwanza for iOS
What You Can Do in BAI Directo
- Check account balances and transactions
- Make transfers (same bank or other banks)
- Transfer money to mobile phones
- View and download statements
- Pay invoices and utilities
- Buy prepaid mobile recharges
- Top up BAI Kamba prepaid cards
- Check currency exchange rates
Troubleshooting Login Problems
Forgot Password?
Use the password recovery option on the BAI Directo login page, or visit your nearest BAI branch with valid identification.
New to BAI Directo?
You can now subscribe to BAI Directo directly through the BAI Particular app without visiting a branch.
Security Warning
Important: BAI will never call customers to request personal data or BAI Directo access credentials. If you receive such calls, do not share any information and report it to the bank immediately.
Contact BAI
24-Hour Customer Service: Available via the BAI website
Website: bancobai.ao
Location: Luanda, Angola
About BAI
Banco Angolano de Investimentos (BAI), formerly known as Banco Africano de Investimentos, was founded on November 14, 1996 as Angola’s first private bank. Today, BAI has 977 service points across Angola, including 157 branches, 731 banking agents, 67 ATM centers, and 7 business service centers. The bank offers personal and business banking, including current accounts, savings, loans, credit cards, and insurance products.
Last Updated on February 11, 2026
URL: https://log-in.me/bancoangolanodeinvestimentos-luanda-angola/