Need to log in to Bar Harbor Bank & Trust? Go to online.barharbor.bank to access online banking. Bar Harbor Bank & Trust is Maine’s 3rd largest bank, established in 1887 with an A+ health rating and low fees compared to national averages.
How to Log In to Bar Harbor Bank
🖥️ Bar Harbor Online
- Go to online.barharbor.bank
- Enter your username
- Enter your password
- Complete two-factor authentication
- Choose: text, call, or authenticator app
📱 Bar Harbor Mobile
- Download Bar Harbor Mobile app
- Must first enroll in Bar Harbor Online
- Same username and password
- Mobile deposits available
- Zelle® money transfers
🏦 In-Branch
- Visit any of 63 Bar Harbor locations
- Across Maine, New Hampshire, Vermont
- Bring valid photo ID
- Enroll in online banking
- Get help with app setup
First-Time Enrollment
To enroll in Bar Harbor Online:
- Visit www.barharbor.bank
- Find “Online Services Login” box
- Click “Enroll”
- Enter: Social Security Number, Account Number, Email, Phone
- Create username and password
Bar Harbor Online Features
Account Access
- 24/7 access – View accounts anytime
- Check balances – Real-time info
- Transaction history – Full details
- eStatements – Paperless banking
- Download history – Multiple formats
Money Movement
- Zelle® – Send with email or phone
- Transfer funds – Between accounts
- Bill pay – Pay bills online
- External transfers – Other banks
- Two-factor auth – Secure payments
Browser Requirements
⚠️ Supported Browsers: Bar Harbor Online requires an updated browser that meets minimum security measures.
- Chrome (version 110 or higher)
- Microsoft Edge
- Firefox
- Safari
Customer Ratings
What Customers Like
- SmartAsset: 4.1/5 – “A good bank”
- Low fees – No monthly fee on checking
- Low CFPB complaints – Few consumer issues
- Friendly staff – “Really care” about customers
- A+ health rating – 3.47% Texas Ratio
Common Complaints
- Mobile app – 3.2/5 rating (below 3.8 average)
- CD interest – “Only posts annually”
- No live chat – Limited service hours
- Check cashing – $25 fee for non-customers
- Not BBB accredited
About Bar Harbor Bank & Trust
Bar Harbor Bank & Trust is headquartered in Bar Harbor, Maine and is the 3rd largest bank in the state (295th largest nationally). Established in 1887, the bank has grown to 501 employees across 63 locations in Maine, New Hampshire, and Vermont. The bank is known for extremely low fees compared to other U.S. banks.
📊 Key Facts: Founded 1887 • 3rd largest in Maine • 63 locations • 501 employees • A+ health rating • 3.47% Texas Ratio • FDIC insured • Low fees • Zelle® transfers.
Contact Bar Harbor Bank
📞 Phone: 1-888-853-7100
🏦 Branches: 63 locations
📍 States: Maine, New Hampshire, Vermont
🌐 Website: barharbor.bank
🔒 Online Banking: online.barharbor.bank
📱 App: Bar Harbor Mobile
Related US Regional Bank Guides
- Citizens Bank – New England regional bank
- TD Bank – America’s Most Convenient Bank
- KeyBank – Northeast regional bank
- People’s United – Now M&T Bank
- Bangor Savings – Maine community bank
Frequently Asked Questions
How do I log in to Bar Harbor Bank online banking?
Go to online.barharbor.bank, enter your username and password, then complete two-factor authentication via text message, phone call, or authenticator app.
How do I enroll in Bar Harbor Online?
Visit barharbor.bank, find the Online Services Login box, click ‘Enroll’, and enter your Social Security Number, account number, email, and phone number to create credentials.
Can I use the mobile app without enrolling online first?
No, you must first enroll in Bar Harbor Online to create a username and password. Then you can use those same credentials to log into the Bar Harbor Mobile app.
Does Bar Harbor Bank have Zelle?
Yes, Bar Harbor Bank offers Zelle®, which lets you send money using just a U.S. mobile number or email address. Access it through Bar Harbor Online or the mobile app.
What browsers work with Bar Harbor Online?
Bar Harbor Online requires Chrome version 110 or higher, Microsoft Edge, Firefox, or Safari. Using an outdated browser may prevent access.
Is Bar Harbor Bank financially stable?
Yes, Bar Harbor Bank has an A+ health rating with a 3.47% Texas Ratio, indicating excellent financial shape. The bank is FDIC insured and far from any risk of failure.
What are Bar Harbor Bank’s fees like?
Bar Harbor Bank charges extremely low fees compared to other U.S. banks. Their checking account has no monthly fee. However, non-customers may be charged $25 to cash a check.
Where is Bar Harbor Bank located?
Bar Harbor Bank is headquartered in Bar Harbor, Maine and has 63 locations across Maine, New Hampshire, and Vermont.
How is the Bar Harbor mobile app rated?
The Bar Harbor mobile app has a 3.2/5 rating across iOS and Android, below the national average of 3.8. Some customers report issues with online services outside business hours.
Is Bar Harbor Bank BBB accredited?
No, Bar Harbor Bank u0026amp; Trust is not BBB accredited. However, they have a SmartAsset rating of 4.1/5 and few complaints with the Consumer Financial Protection Bureau.
Summary
Bar Harbor Bank & Trust is Maine’s 3rd largest bank, founded in 1887. To log in, visit online.barharbor.bank and use your username, password, and two-factor authentication. First-time users must enroll online before using the mobile app. The bank has an A+ health rating, extremely low fees, and 63 locations across Maine, New Hampshire, and Vermont. Contact customer service at 1-888-853-7100. Deposits are FDIC insured.
Last Updated on February 15, 2026
URL: https://log-in.me/barharborbankshares-barharbor-unitedstates/