Can’t log in to PC Financial? President’s Choice Bank is the only Canadian bank that earns you PC Optimum points for everyday banking. This guide covers online banking login, mobile app features, and troubleshooting for PC Financial customers.
Quick Access
Login Methods
Online Banking
1. Go to secure.pcfinancial.ca
2. Enter your username
3. Enter your password
4. Complete security verification
5. Access your accounts
PC Financial App
1. Download PC Financial app
2. Enter your credentials
3. Enable biometric login
4. Manage Mastercard and accounts
5. Track PC Optimum points
Sign Up
1. Visit pcfinancial.ca
2. Click “Sign Up”
3. Verify your identity
4. Link your PC Optimum
5. Start earning points
PC Financial Features
- Earn PC Optimum points on everyday banking
- PC Money Account – no monthly fees
- 2.2% interest on savings
- PC Financial Mastercard management
- ATM withdrawals
- Bill payments
- Interac e-Transfer
- Direct deposit for payroll/pension
- Pre-authorized payments
Common Login Issues
Forgot Password
Use the “Forgot Password” option on the login page. You’ll need to verify your identity to reset your password.
Account Locked
Multiple wrong attempts lock your account. Call 1-866-246-7262 (available 24/7) to unlock your account.
Virtual Assistant
PC Financial has a virtual assistant available 24/7 on their website for quick answers to common questions.
Escalated Issues
For unresolved issues, contact Executive Customer Care at 1-866-822-8775 or email [email protected].
About President’s Choice Bank
President’s Choice Bank (PC Financial) is a Canadian direct bank offering banking services that earn PC Optimum loyalty points. Originally launched in 1998 as a partnership between Loblaw Companies and CIBC, PC Financial is the only bank that rewards customers with PC Optimum points on groceries, beauty, fuel, and apparel. President’s Choice Bank is a member of the Canada Deposit Insurance Corporation (CDIC). In December 2026, it was announced that Equitable Bank will acquire PC Financial from Loblaw Companies.
Contact Information
Customer Service (24/7):
1-866-246-7262
Executive Care:
1-866-822-8775
Email:
[email protected]
Virtual Assistant:
Available 24/7 online
Address:
600-500 Lakeshore Blvd. West
Toronto, ON M5V 2V9
Canada
Frequently Asked Questions
What is PC Financial?
PC Financial (President’s Choice Bank) is the only Canadian bank that earns you PC Optimum points for everyday banking and spending.
What is the PC Money Account?
The PC Money Account is a no monthly fee bank account that earns PC Optimum points. It offers everyday purchases, ATM withdrawals, bill payments, and Interac e-Transfer.
What interest rate does PC Financial offer?
The PC Money Account offers 2.2% interest on savings with no monthly fees.
Is PC Financial CDIC insured?
Yes, President’s Choice Bank is a member of the Canada Deposit Insurance Corporation (CDIC).
What is the customer service number?
Call 1-866-246-7262, available 24/7 for information and assistance.
Can I use Interac e-Transfer?
Yes, PC Financial supports Interac e-Transfer for sending and receiving money.
How do I earn PC Optimum points?
Earn points on everyday banking and spending at groceries, beauty, fuel, and apparel retailers in the PC Optimum network.
Is there a virtual assistant?
Yes, PC Financial offers a virtual assistant available 24/7 on their website for quick answers.
What is the 2026 Equitable Bank acquisition?
In December 2026, Equitable Bank announced a $800 million deal to acquire PC Financial from Loblaw Companies.
How do I escalate a complaint?
Contact Executive Customer Care at 1-866-822-8775 or email [email protected]. For further appeals, contact [email protected].
Related Banks in Canada
Looking for other Canadian bank login guides? Check out RBC, TD Bank, Scotiabank, and BMO.
Last Updated on January 4, 2026
URL: https://log-in.me/presidentschoicebank-toronto-canada/