Taj Bank Login: TAJWay Mobile App, Internet Banking & *898# USSD Guide (2025)

Can’t log in to Taj Bank? Taj Bank is one of Nigeria’s non-interest (Islamic) banks licensed by the CBN. This guide covers everything you need to know about logging in to Taj Bank.

Quick Access


How to Log In via Mobile App

  1. Download TAJWay from the App Store or Google Play
  2. Open the app and tap “Login” or “Sign In”
  3. Enter your username/account number and password
  4. Complete OTP or biometric verification if prompted
  5. Access your account dashboard

How to Log In via USSD (*898#)

USSD banking works without internet and is available 24/7:

  1. Dial *898# from your registered phone number
  2. Select your preferred option from the menu
  3. Enter your PIN to authenticate
  4. Complete your transaction

How to Log In via Internet Banking

  1. Visit https://tajbank.com
  2. Click on “Internet Banking” or “Login”
  3. Enter your username and password
  4. Enter OTP sent to your registered phone/email
  5. Access your online banking dashboard

⚠️ Known Issues & Common Problems

🔴 App Crashes: Users report the TAJWay app crashing on older devices. Update to the latest version.

🔴 USSD Timeout: The *898# code sometimes times out during peak hours. Try again later.

⚠️ Transfer Limits: Daily USSD transfer limit is ₦200,000. Visit a branch to increase.

⚠️ OTP Delays: OTP messages may take 2-3 minutes during network congestion.


💡 Troubleshooting Tips

  • App not working: Clear cache, uninstall and reinstall from Play Store or App Store
  • USSD not responding: Try during off-peak hours or use the mobile app instead
  • Forgot PIN: Use the app’s forgot PIN feature or dial *898# and select PIN reset
  • Account locked: Wait 30 minutes or visit any Taj Bank branch with valid ID

🔒 Security Tips

  • Never share your PIN, OTP, or password with anyone – bank staff will never ask for these
  • Only download the official app from Google Play or App Store
  • Enable biometric login (fingerprint/face) for added security
  • Log out after each session, especially on shared devices
  • Report suspicious activity immediately to the bank

Contact Customer Service

🏛️ Not Resolved? Escalate to CBN

If your bank doesn’t resolve your issue, you have the right to escalate to the central bank:


Frequently Asked Questions

What is Taj Bank USSD code?

Dial *898# from your registered phone number to access USSD banking.

Is Taj Bank an Islamic bank?

Yes. Taj Bank is a non-interest (Sharia-compliant) bank licensed by the CBN.

How do I reset my TAJWay password?

Use the Forgot Password option on the login screen and verify via OTP.

What is the transfer limit on USSD?

The daily limit is ₦200,000 for USSD transfers.

Can I open an account via USSD?

Yes. Dial *898*1# to open a new Taj Bank account instantly.

Does Taj Bank charge for transfers?

Transfer fees depend on the transaction type. Check the app for current charges.

How do I contact Taj Bank?

Visit tajbank.com or contact your nearest branch.

Is my money safe with Taj Bank?

Yes. Taj Bank is CBN-licensed and deposits are insured by NDIC up to ₦5 million.

Last Updated on November 29, 2025

URL: https://log-in.me/taj-bank-nigeria-login/

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